INSURANCE & RISK MITIGATION FOR BUSINESSES IN SOUTH CAROLINA.

Business Insurance Specialists. Lowering Risks. Lowering Costs.

Commercial insurance experts.  Partner with an agency that understands your challenges and opportunities.   Losses, employee injuries and risks can devastate your business.  Partner with a team that offers you the experience, guidance, and tech stack to immediately start lowering Total Costs of Risks for your business.

Commercial Insurance for your business

Start a conversation with Advisors who work exclusively with small to midsize businesses across South Carolina. 

Risk Mitigation for your business

Our Advisors work to lower your Total Costs of Risks.   We offer a system that is completely different than any other agency.

Partner with experts that focus on lowering your Total Costs of Risk.

Do you have an insurance agent or a Risk Mitigation partner?  Our Advisors have to have a background in your industry.  Why would you work with someone who doesn't know your challenges?

At Safe Harbor Insurance Advisors, our main goal is the make the process as easy, educational, and enjoyable as possible, with personalized and authentic advice from an experienced Advisor.

Our team has over 20 years of working to lower Total Costs of Risk.  Let our Advisors show you how we are different.

Choice

Being Independent means that we don't work for any one insurance company. We have the ability to search multiple companies on your behalf, acting as a negotiator, to find you the best possible policy and price. You never have to haggle with an agent or insurance company again.

Expertise

Not all insurance agencies are created equal. We have an in-depth knowledge of insurance policy coverages from dozens of different insurance companies. We've seen it all, and when it comes to fine print, we truly understand the coverage we are recommending.

Service

Why sit on hold with a call center representative who doesn't know you, when you can deal with a familiar face who knows you and understands your unique situation? Our customer service is the single biggest reason why our customers refer us so many of their friends.

Claims

The entire reason you have insurance is for when you need to use it. Unfortunately, insurance contracts contain many exclusions and conditions you may be unaware of. We'll help you understand how you're covered, and walk you through your claim.

Local

Why work with a large agency and speak with their call center, when you can have an Advisor at your office today?  We live and work here in the Carolinas and want to see you and your business thrive!

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Insurance is never just about price, but we're really good at saving money.

There are many factors that go into insurance rates, and it's no secret that rates increase every so often. Our mission among other things is to help individuals and business-owners put money back in their pockets.

Insurance doesn't have to be complicated. With us, it isn't.

Insurance can be overwhelmingly confusing. All of the jargon, terms, and coverages can make you feel like you don't understand any of it. Our team educates our clients so they fully understand what their premium dollars are being spent on.

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Why choose us? We believe in old-fashioned customer
service along with a few other core beliefs -

  • Effeciency

    Your time is valuable, so we work quick to deliver results.

  • Clarity

    Insurance can be confusing, we'll make it easy to understand.

  • Honesty

    When other agencies sell you what you don't need, we don't.

Our friendly & knowledgable team is our greatest competitive advantage.

What makes one insurance agency different from all the rest? Simple - people, personality, and professionalism. At Safe Harbor Insurance Advisors, we go above and beyond to ensure your experience with us is one you won't forget.

Safe Harbor Insurance Team

Get answers to frequently asked insurance questions on our blog

Insurance is one of the most confusing things for the average consumer to understand - but it doesn't have to be that way. At Safe Harbor Insurance Advisors, we take great pride in educating you on how your coverage works.

This is critical in ensuring that you know exactly what you're paying for when you purchase insurance from us, or any other agency. Insurance is a legally binding contract between you, and an insurance company. It's important that you understand how you're covered, how you're not covered, and what the conditions are in your policy.

house with green yard

Homeowners Insurance Coverage A? What does that do?

By lawsonc | April 29, 2022

Coverage A or Dwelling Replacement. What is it? What does it do? Watch the video above for a quick summary of what Coverage A is. Dwelling insurance, also known as dwelling coverage or Coverage A, is the portion of […]

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insurance agency in Lexington, SC

Are you an existing agency client in need of policy support?

Depending on what type of request you have, it may be fulfilled by our in-house team of CSRs (customer support representatives) or by your insurance carrier directly. If you have an emergency claim, we'd recommend contacting your carrier directly.

Business Insurance & Risk Solutions Simplified

At Safe Harbor Insurance Advisors we focus solely on medical practices and professional services companies. This gives you a risk advisor partner that knows your challenges and opportunities.

Risk Mitigation Guidance

Our advisors have a tested process to identify your risks and build a tailored solution to lower your Total Cost of Risks and drive revenue.   

360 Business Insurance

We offer comprehensive business insurance solutions to protect your firm.  From Risk Mitigation to Workers Comp and Commercial Auto. We offer a full suite of insurance services.

Cyber Insurance

Cyber attacks are becoming the largest threats to small to mid size firms.  We have the unique ability to analyze your business cyber threats and tailor a solution for your business.

Start A Conversation With Us

Enter some basic information to get started, and our helpful team will take it from there!